About Legetty

This Isn’t Just College Funding. It’s Legacy Planning.

Legetty was founded to solve a quiet crisis — families being forced to choose between their kids’ future and their own. We’re here to help every family send any student to any school of their choice while still increasing your retirement income.

We Created Legetty So You Wouldn’t Have to Choose

Our founder, Lance Morgan, watched too many friends gamble their retirement to send kids to college. He believed there had to be a better way — and set out to build it.

Today, Legetty helps families connect the dots between financial aid, taxes, real estate, and retirement strategy — so college becomes a catalyst, not a cost.

The Legetty Difference

Most Advisors Focus on One Piece.
We Integrate All Four.

Financial Aid Mastery: FAFSA/CSS, merit strategy, appeal letters.
Tax Strategies: Most families can reduce their taxes more than the cost of college.
Real Estate Investing: Purchase a vacation home to pay for college AND retirement!
Retirement Scholarship Strategy: Use tuition strategy to fuel your future, not drain it.

We Don’t Just Tell You What To Do - We Walk With You

3 Step Approach

One-On-One Coaching

We walk you through the entire process.

Plan

Build your personalized, strategic roadmap.

Implement

Take action with support, tools, and checklist guidance.

Meet
Lance Morgan

Since 2018, Lance has helped thousands of families navigate college funding without sacrificing retirement through his education-first approach.

The Legetty Story

When Paying for College Nearly Cost Us Everything

Legetty means "legacy"—but our story almost ended with that legacy destroyed.

2018: The Breaking Point

Lance Morgan was doing what millions of parents do: staring at college costs that could obliterate two decades of retirement savings. As a father of five, the math was brutal. Traditional advice offered two terrible choices: drain retirement accounts or saddle kids with crushing debt.

There had to be a third option.

That desperate search became The Retirement Scholarship Strategy—a framework proving the same money could work twice: first for tuition, then for retirement. The book wasn't theory. It was survival.

The System That Changed Everything

Most experts treat college funding like separate puzzles: financial aid here, taxes there, real estate somewhere else. Families got whiplash bouncing between specialists who never talked to each other.

Lance connected the dots.

What emerged was a four-pillar system where every decision reinforced the others:

Aid positioning that actually lowered costs
Tax strategies that protected income
Real estate moves that generated deductions
Retirement planning that funded itself

2022: From Survival to System

Suddenly, paying for college wasn't about choosing between your future and theirs.

As workshop invitations piled up and families shared their wins, Lance formalized the work under Legetty—a Utah-based company built on one stubborn principle: no family should have to choose between college and retirement.

The education-first approach earned BBB A+ accreditation and something rarer: results families could verify and defend.

Why This Works When Others Don't

We're parents first. This isn't about financial optimization—it's about family survival. Every strategy gets the "would I stake my own retirement on this?" test.

We integrate everything. While others sell pieces, we show how aid rules, tax law, real estate opportunities, and retirement planning work as one cohesive plan.

We prove everything. Award letter breakdowns, side-by-side scenarios, documentation checklists—you see exactly how the numbers work before committing a dollar.

The Human Truth

If you hear Lance speak, you won't get financial jargon. You'll hear a dad who figured out how to send five kids to right-fit schools without torching the family's future.

This isn't about gaming the system. It's about understanding it well enough to make it work for your family.

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